Investment objective

The fundamental investment objectives of the Fund are to achieve a balance of income and long-term capital growth relative to its target retirement date of 2015 by investing primarily in investment funds that invest in equity, fixed-income, income trust and money market securities and ETFs or by investing directly in such securities.

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Fund details

Series
Currency
Fund code
MER * (%)
F CAD 5900 0.65%

Portfolio analysis As of Aug 31, 2025

36% 64%
Equity Fixed Income

Asset mix

Equity Sector Allocation
Fixed Income Breakdown
Financials19.6%
Information Technology13.6%
Industrials11.2%
Communication Services9.8%
Health Care9.8%
Consumer Staples9.7%
Energy7.3%
Real Estate5.5%
Consumer Discretionary5.3%
Utilities5.1%
Materials3.1%
Corporate Bonds51.5%
Government Bonds41.2%
ST Investments (Cash & Other)5.2%
Asset Backed Securities1.7%
Other Bonds0.5%
Top 10 Holdings
% Assets
Phillips, Hager & North Short Term Bond & Mortgage Fund - Series O 26.2%
Phillips, Hager & North Bond Fund - Series O 19.0%
RBC QUBE Low Volatility Global Equity Fund - Series O 10.8%
Phillips, Hager & North Conservative Equity Income Fund - Series O 7.5%
RBC Bond Fund - Series O 6.8%
Phillips, Hager & North U.S. Equity Fund - Series O 5.4%
RBC QUBE Global Equity Fund - Series O 4.8%
RBC High Yield Bond Fund - Series O 3.9%
Phillips, Hager & North High Yield Bond Fund - Series O 3.8%
RBC Canadian Core Real Estate Fund - Series N 3.6%
Total % of Top 10 Holdings 91.8%

Geographic allocation

Region

Performance analysis

Growth of $10,000 since inception

Calendar returns

Trailing return

1 Mth 3 Mth 6 Mth 1 year 3 years 5 years 10 years Since Inception
1.6 3.0 4.4 7.3 7.9 3.8 - 4.5 Fund

Distribution ($)/unit

YTD* 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Total distributions 0.00 0.28 0.31 0.44 0.54 0.46 0.40 0.47 --- --- ---
Interest --- 0.21 0.21 0.25 0.16 0.13 0.13 0.18 --- --- ---
Canadian dividends --- 0.03 0.04 0.04 0.03 0.05 0.04 0.04 --- --- ---
Foreign dividends --- 0.04 0.05 0.05 0.03 0.05 0.04 0.05 --- --- ---
Foreign taxes paid --- -0.01 -0.01 0.00 0.00 -0.01 -0.01 -0.01 --- --- ---
Capital gains --- 0.00 0.00 0.09 0.31 0.24 0.20 0.21 --- --- ---
Return of capital --- 0.01 0.01 0.02 0.01 --- --- --- --- --- ---

* MER (%) is based on actual expenses for the preceding calendar year or most recent half-year period ended June 30 expressed on an annualized basis, depending on availability of date at the time of publication.