PH&N Investment Services

Summary

Fund name	MER *	Fund code
{{fund.className}}
{{(frenchLang && item.frenchFundName) ? item.frenchFundName : item.fundName}} ^{[{{superscript}}]}	{{item.mer \| wpmPercent}}% N/A	N/A

*MER (%) is based on actual expenses for the full-year period, January 1 to December 31, 2019, expressed on an annualized basis. MER (%) for RBC Corporate Class Funds is based on actual expenses for the half-year period, April 1 to September 30, 2019, expressed on an annualized basis. Click here for important information.

View current money market yields

Daily Fund Prices

Fund name	Price ($)	Change ($)	MTD (%)	QTD (%)	YTD (%)
{{fund.className}}
{{(frenchLang && item.frenchFundName) ? item.frenchFundName : item.fundName}} ^{[{{superscript}}]}	N/A	N/A	N/A	N/A	N/A

Annualized
Calendar Year

Performance

Annualized As of {{getMonthName(getDefaultDate(data.allFunds) | date:'MMMM')}} {{getDefaultDate(data.allFunds) | date:'d, yyyy'}}

Fund name	YTD (%)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	10 YR (%)	Since Inception	Inception Date
{{fund.className}}
^{[{{superscript}}]}	{{::getPerfomanceRoundValue(item.fundPerformanceYTD, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.M01, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.M03, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.M06, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.AY01, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.AY03, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.AY05, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.AY10, fund.className) \| wpmPercent : 'clean'}}N/A	{{::getPerfomanceRoundValue(item.SI, fund.className) \| wpmPercent : 'clean'}}N/A	N/A

Calendar Year ^* As of {{getMonthName(getDefaultDate(data.allFunds) | date:'MMMM')}} {{getDefaultDate(data.allFunds) | date:'d, yyyy'}}

Fund name	YTD^* (%)	{{year}} (%)
{{fund.className}}
^{[{{superscript}}]}	{{::getPerfomanceRoundValue(item.fundPerformanceYTD, fund.className) \| wpmPercent : 'clean'}} N/A	{{::getPerfomanceRoundValue(i.return, fund.className) \| wpmPercent : 'clean'}} N/A	N/A

Distributions

{{data.distributionYears[0]}} Distribution per unit

Distribution per unit {{data.distributionYears[0]}}

Record date

Canadian dividends

Foreign dividends

Withholding tax

Net dividends

Interest

Total income

Capital gain per unit

Return of capital

Total per unit

Record date	Canadian dividends	Foreign dividends	Withholding tax	Net dividends	Interest	Total income	Capital gain per unit	Return of capital	Total per unit
{{item.fundName}}
{{::getMonthShortName(i.paymentDate)}}	{{::i.canadianDividend}}-	{{::i.foreignDividend}}-	{{::i.withHoldingTax }}-	{{::i.netDividend}}-	{{::i.interest}}-	{{::i.totalIncome}}-	{{::i.capitalGain}}-	{{::i.returnOfCapital}}-	{{::i.totalDistribution }}-

{{data.distributionYears[1]}} Distribution per unit

Distribution per unit {{data.distributionYears[1]}}

Record date

Canadian dividends

Foreign dividends

Withholding tax

Net dividends

Interest

Total income

Capital gain per unit

Return of capital

Total per unit

Record date	Canadian dividends	Foreign dividends	Withholding tax	Net dividends	Interest	Total income	Capital gain per unit	Return of capital	Total per unit
{{item.fundName}}
{{::getMonthShortName(i.paymentDate)}}	{{::i.canadianDividend}}-	{{::i.foreignDividend}}-	{{::i.withHoldingTax }}-	{{::i.netDividend}}-	{{::i.interest}}-	{{::i.totalIncome}}-	{{::i.capitalGain}}-	{{::i.returnOfCapital}}-	{{::i.totalDistribution }}-

{{data.distributionYears[2]}} Distribution per unit

Distribution per unit {{data.distributionYears[2]}}

Record date

Canadian dividends

Foreign dividends

Withholding tax

Net dividends

Interest

Total income

Capital gain per unit

Return of capital

Total per unit

Record date	Canadian dividends	Foreign dividends	Withholding tax	Net dividends	Interest	Total income	Capital gain per unit	Return of capital	Total per unit
{{item.fundName}}
{{::getMonthShortName(i.paymentDate)}}	{{::i.canadianDividend}}-	{{::i.foreignDividend}}-	{{::i.withHoldingTax }}-	{{::i.netDividend}}-	{{::i.interest}}-	{{::i.totalIncome}}-	{{::i.capitalGain}}-	{{::i.returnOfCapital}}-	{{::i.totalDistribution }}-

{{data.distributionYears[3]}} Distribution per unit

Distribution per unit {{data.distributionYears[3]}}

Record date

Canadian dividends

Foreign dividends

Withholding tax

Net dividends

Interest

Total income

Capital gain per unit

Return of capital

Total per unit

Record date	Canadian dividends	Foreign dividends	Withholding tax	Net dividends	Interest	Total income	Capital gain per unit	Return of capital	Total per unit
{{item.fundName}}
{{::getMonthShortName(i.paymentDate)}}	{{::i.canadianDividend}}-	{{::i.foreignDividend}}-	{{::i.withHoldingTax }}-	{{::i.netDividend}}-	{{::i.interest}}-	{{::i.totalIncome}}-	{{::i.capitalGain}}-	{{::i.returnOfCapital}}-	{{::i.totalDistribution }}-

{{data.distributionYears[4]}} Distribution per unit

Distribution per unit {{data.distributionYears[4]}}

Record date

Canadian dividends

Foreign dividends

Withholding tax

Net dividends

Interest

Total income

Capital gain per unit

Return of capital

Total per unit

Record date	Canadian dividends	Foreign dividends	Withholding tax	Net dividends	Interest	Total income	Capital gain per unit	Return of capital	Total per unit
{{item.fundName}}
{{::getMonthShortName(i.paymentDate)}}	{{::i.canadianDividend}}-	{{::i.foreignDividend}}-	{{::i.withHoldingTax }}-	{{::i.netDividend}}-	{{::i.interest}}-	{{::i.totalIncome}}-	{{::i.capitalGain}}-	{{::i.returnOfCapital}}-	{{::i.totalDistribution }}-

Risk Tolerance

There is no such thing as risk-free investing. Before investing in our mutual funds, each investor should read the simplified prospectus, including the section titled What are the risks of investing in mutual funds?

Each investor should determine his or her own acceptable level of risk, including what degree of downside risk can be tolerated. This is a function of the investor’s objectives, time horizon and comfort level.

Risk tolerance can be quantified by setting a market volatility limit on the portfolio. This is usually indicated by an acceptable decline in value, provided the decline is likely to be temporary and is in line with general market actions. At PH&N Investment Services, we used the following guidelines to determine a client’s risk profile:

Acceptable Decline in Portfolio Value	Risk Tolerance
Less than 10%	Low
10% to 15%	Medium
More than 15%	High

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Fund family

Asset class

Summary

Daily Fund Prices

Performance

Annualized As of {{getMonthName(getDefaultDate(data.allFunds) | date:'MMMM')}} {{getDefaultDate(data.allFunds) | date:'d, yyyy'}}

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Distributions

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Narrow your results

Fund family

Asset class

Summary

Daily Fund Prices As of {{getMonthName(data.fundsPerformanceAnnualizedDate | date:'MMMM')}} {{data.fundsPerformanceAnnualizedDate | date:'d, yyyy'}}

Performance

Annualized As of {{getMonthName(getDefaultDate(data.allFunds) | date:'MMMM')}} {{getDefaultDate(data.allFunds) | date:'d, yyyy'}}

Calendar Year * As of {{getMonthName(getDefaultDate(data.allFunds) | date:'MMMM')}} {{getDefaultDate(data.allFunds) | date:'d, yyyy'}}

Distributions

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Distribution per unit {{data.distributionYears[0]}}

{{data.distributionYears[1]}} Distribution per unit

Distribution per unit {{data.distributionYears[1]}}

{{data.distributionYears[2]}} Distribution per unit

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{{data.distributionYears[3]}} Distribution per unit

Distribution per unit {{data.distributionYears[3]}}

{{data.distributionYears[4]}} Distribution per unit

Distribution per unit {{data.distributionYears[4]}}

We have detected that JavaScript is disabled on your browser.

Daily Fund Prices

Calendar Year ^* As of {{getMonthName(getDefaultDate(data.allFunds) | date:'MMMM')}} {{getDefaultDate(data.allFunds) | date:'d, yyyy'}}