Account Types


At PH&N Investment Services, we offer a range of account types for your investments. Whether you are investing for retirement, education or other purposes, we offer an account type that will meet your needs:

Tax-Free Savings Account
(TFSA) New tax-free investment account available to eligible Canadian residents.

Investment Accounts - taxable accounts for general investing.

Registered Retirement Savings Plans (RRSP / LRSP / LIRA) - tax-sheltered, registered accounts for retirement investing. Investors must be under the age of 71.


Registered Retirement Income Funds (RRIF / LIF / LRIF) - tax-sheltered, registered accounts for investors over the age of 71 who previously held an RRSP, LRSP or LIRA.


Registered Education Savings Plans (RESP) - tax-sheltered account type created specifically for investors wishing to start an education savings plan.


To speak with an Investment Funds Advisor:
Call us at 1.800.661.6141 or
email us at

Learn more about the award-winning mutual funds available to you.

Before purchasing any funds, you should read the Fund Facts document.