Disclosures

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Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus or Fund Facts document before investing. The performance data provided assumes reinvestment of distributions only and does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns.  Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Past performance may not be repeated.

Phillips, Hager & North Investment Management (PH&N IM) is a division of RBC Global Asset Management Inc. (RBC GAM). RBC GAM is the manager of RBC Funds, PH&N Funds and BonaVista Funds and the principal portfolio adviser for PH&N Funds and BonaVista Funds. The principal distributor of PH&N Funds and BonaVista Funds is Phillips, Hager & North Investment Funds Ltd. (PH&NIF), which uses a trade name PH&N Investment Services.

RBC GAM and PH&NIF are indirect, wholly-owned subsidiaries of Royal Bank of Canada. ® / TM Trademark(s) of Royal Bank of Canada. Used under licence.

Information on this web site may contain forward-looking statements relating to anticipated future events, results, performance, decisions, circumstances, opportunities, risks or other matters. These statements require us to make assumptions and are subject to inherent risks and uncertainties. Our predictions and other forward-looking statements may not prove to be accurate, or a number of factors could cause actual events, results, performance, etc. to differ materially from the targets, expectations, estimates or intentions expressed or implied in the forward-looking statements. These factors could include, among others, market and general economic conditions, interest rates, regulatory and statutory developments, the effects of competition in the geographic and business areas in which the fund may invest, and the risks detailed from time to time in the fund’s simplified prospectus. For these reasons, it is important that readers do not place undue reliance on our forward-looking statements. Due to the potential impact of these factors, the manager and the portfolio advisor do not undertake, and specifically disclaim, any intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, unless required by applicable law.

Requesting transactions in your PH&N Investment Services account(s) while travelling or residing abroad

Securities regulations limit the transaction requests we may accept from Canadian clients when they are located outside of Canada.

Clients may redeem funds held within any of their accounts regardless of where they are located or reside.

U.S. securities laws prohibit PH&N Investment Services from accepting purchase or switch transaction requests in non-registered accounts from Canadian clients travelling or residing in the United States.

We can accept requests for purchase, switch and redemption transactions within registered accounts (such as RRSPs) from clients travelling or residing in the following U.S. states: 


U.S. States      
Alabama Illinois Missouri South Carolina
Alaska* Indiana Nevada South Dakota
Arizona* Kansas New Hampshire* Texas
Arkansas Kentucky New Jersey Utah
California Louisiana New Mexico Vermont
Colorado Maryland North Carolina* Virginia*
Connecticut Massachusetts Ohio Washington
Florida Michigan Oklahoma West Virginia
Georgia Minnesota Oregon* Wisconsin
Idaho Mississippi Pennsylvania Wyoming

*Clients in these states may only deal with our designated agents.

For security reasons, PH&N Investment Services can accept permitted transaction requests that are submitted via fax, mail or telephone (provided investors are enrolled in our Telephone Transaction service), but not by e-mail.

 

To speak with an Investment Funds Advisor:
Call us at 1.800.661.6141 or
email us at info@phn.com